Known Installers
Were You Sold by Lumio (Lumio HX) in Florida?
· 4 min read
Lumio (formerly Lumio HX) filed for bankruptcy in 2024 amid widespread complaints — half-finished installs, monitoring that was never activated, and systems that never delivered. If Lumio sold you in Florida, here's where you stand.
What we typically see
- Installs that were started but never properly finished or energized.
- Monitoring apps that were never activated, so you can't even see production.
- Financing through GoodLeap or Mosaic that billed regardless.
What you can do
- Document what was and wasn't completed, including permits and PTO.
- Raise the non-performance against your lender under the Holder Rule.
- File manufacturer warranty claims for any installed-but-failed equipment.
We document your Lumio install and loan and connect you with a vetted Florida attorney.
Get a Free Project ReviewGeneral information, not legal advice.
Frequently asked questions
Lumio is bankrupt — can I still do something?
Yes. The Holder Rule can hold your lender responsible for the unfinished or non-working system, your equipment warranties survive with the manufacturer, and Florida consumer-protection law may apply. Start by documenting the install.
Who financed Lumio systems?
Commonly GoodLeap and Mosaic — lenders that can be subject to Holder Rule claims for Lumio's conduct.
Think this is your situation?
Get a free, no-obligation project review. We document what happened and help you take the first steps — no cost, no sales script.
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