Failed Installers

Your Solar Installer Went Bankrupt — What Florida Homeowners Can Do

May 28, 2026 · 7 min read

One of the cruelest parts of the solar mess in Florida is this: the company that sold and installed your system can vanish overnight, but the loan payment keeps hitting your account every month. If your installer went bankrupt or simply shut its doors, here's the good news — the bankruptcy does not erase your options.

The big-name installers that have collapsed

Pink Energy / Power Home Solar — filed for bankruptcy in 2022 after thousands of complaints about systems that never produced power.
Vision Solar — hit with state lawsuits over deceptive door-to-door sales, leaving unfinished, non-permitted installs.
ADT Solar / SunPro — ADT shut down its solar division in 2024, stranding warranty and service obligations.
Titan Solar Power, Lumio HX, SunPower, Freedom Forever — all ceased operations or filed bankruptcy in 2024, leaving service and warranty gaps.
MC Solar and Roofing, SetUp My Solar, Meraki — repeated names in Florida complaints for abandoned jobs and roof damage.

What survives the bankruptcy (good news)

Two important protections usually outlive your installer:

Equipment warranties. Panel, inverter, and battery manufacturers (Enphase, SolarEdge, SMA and others) give warranties that run directly to you, the homeowner. Under the federal Magnuson-Moss Warranty Act, you can't be denied warranty service just because your installer is gone — you file a claim directly with the manufacturer.
The lender's responsibility. Thanks to the FTC Holder Rule, the company that financed your system is on the hook for the installer's lies and broken promises — even after the installer disappears.

What doesn't survive (and what to do about it)

Workmanship warranties — the ones covering roof penetrations, flashing, and the physical install — typically die with the installer. That's why roof leaks around a failed solar job are so common, and why they need to be addressed by a licensed roofer, not left to get worse.

If you have active leaks or water intrusion, don't wait on the legal process. Getting the roof protected now stops the damage and preserves your evidence.

Your first moves

Get the system, roof, permits, and paperwork documented in writing.
File warranty claims directly with the equipment manufacturers for any failed hardware.
Put your lender on notice in writing and file a CFPB complaint — the Holder Rule is your leverage.
File a DBPR license complaint and a Florida Attorney General complaint against the installer.
Talk to a Florida construction and consumer attorney before stopping any payments.

We document the system, roof, and loan paperwork — and connect you with a vetted Florida attorney to take it from there.

Get a Free Project Review

In the Florida news

This article is general information, not legal advice. Talk to a licensed Florida attorney about your specific situation.

Frequently asked questions

If my solar installer went bankrupt, do I still have to pay the loan?

The loan is still legally owed, but the FTC Holder Rule may let you raise the installer's fraud or non-performance directly against the lender. Don't simply stop paying — talk to an attorney first, because the sequence matters.

Is my solar warranty void if the installer is out of business?

Your equipment (panel, inverter, battery) warranties run directly to you from the manufacturer and survive the installer's bankruptcy under federal law. The installer's workmanship warranty, however, usually does not — which is why roof leaks need a licensed roofer.