Your Rights

Can I Cancel My Florida Solar Contract? The 3-Day Rule and Beyond

February 5, 2026 · 5 min read

If you signed a solar deal at your home and immediately regretted it, the first thing to know is that Florida and federal law give you a short window to cancel — and even if that window has passed, it may not be your only option.

The 3-day right to cancel

Under Florida's Home Solicitation Sale Act and the FTC's Cooling-Off Rule, sales made at your home generally come with a 3-business-day right to cancel, in writing, with no penalty. The seller is supposed to tell you about this right and give you the forms. Many didn't.

What if the 3 days have passed?

If the seller never properly gave you notice of your cancellation right, that itself can be a violation.
Under the federal Truth in Lending Act, hidden finance terms or dealer fees can extend your right to rescind a loan for up to 3 years.
Deceptive sales (FDUTPA) and the FTC Holder Rule give you avenues against both the installer and the lender well beyond 3 days.

Don't assume it's too late just because more than three days have passed — the right facts can reopen the door.

We document how and when your deal was signed and connect you with a vetted Florida attorney to explore cancellation and rescission.

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General information, not legal advice. Cancellation rights depend on your specific facts — talk to a licensed Florida attorney.

Frequently asked questions

How long do I have to cancel a Florida solar contract?

Door-to-door sales generally carry a 3-business-day right to cancel under Florida's Home Solicitation Sale Act and the FTC Cooling-Off Rule. The seller must notify you of that right — and if they didn't, or if loan disclosures were improper, your options may extend much longer.

Can I still get out of a solar loan after the 3 days?

Possibly. The Truth in Lending Act can extend rescission rights up to 3 years where disclosures were improper, and deceptive-practices and Holder Rule claims aren't limited to the 3-day window. An attorney can assess your specific situation.